Offset

An offset mortgage allows your debt to work in tandem with your savings. Because you usually earn less money in interest on your savings than you pay in interest on your mortgage, putting the two together means you earn no interest but pay on a lower total debt. Lenders will allow you to either pay less each month, or treat the difference as an overpayment, thus paying off your loan earlier.

Simply complete the enquiry form, and let a specialist broker do all the shopping around for you and provide you with a no obligation quote.