Fixed

Fixed rate mortgages have been popular with borrowers for several years, particularly with first time buyers who like to know what their payments will be.

A fixed rate means exactly that - for the term of the deal, your mortgage payments are guaranteed to remain the same regardless of what happens to the Bank of England base rate, or indeed to the lender. If rates go up, your payments stay the same and you'll save money. If they go down, however, you could end up paying over the odds. 

Fixed rate deals generally run for between two and five years, though you can get products with a longer lifespan. At the end of your deal, you will be transferred to your lender's SVR, which could mean a large change in payments. 

Simply complete the enquiry form, and let a specialist broker do all the shopping around for you and provide you with a no obligation quote.